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Home Mortgage Loans

The right home starts with the right mortgage

Take the first step to find out how much you may be able to borrow

Get prequalified

Buy a home

A home of your own means a lot. Wherever you are on your homeownership journey, we're here to help you every step of the way.

Refinance

A cash-out refinance could help you tap into the home equity you've built up, to pay for home improvements or other goals.

Learning center

Get informed about the mortgage and homebuying process, from starting your home search to planning your next move.

Manage your account

Already have a mortgage with us? Here's everything you need to manage your account.

Call +1 (317) 620-7695 to talk to a mortgage consultant about your options.

Get a call back

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Buying a house

Wherever you are in the process, we’ll help guide you through.

Step 1: See what you can afford

Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location.

Check price range

Step 2: Get a prequalification

Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.

Get prequalified

Step 3: Start your application

Ready to take the next step in homeownership? Contact us

Get a call back

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Hear from our customers


"It was a wonderful seamless experience getting my mortgage from Global Security Bank. Everyone I worked with was professional, clear, and made the process very smooth. I am very grateful and would definitely recommend Global Security Bank to others."

Despina K.


"Start to finish really great experience. Everyone involved was pleasant, professional, and kind. I have done several mortgages and this by far was the easiest."

Kenneth F.

First time homebuyer resources

Learn the key steps to the homebuying process — and find tips, tools, and a team to guide you.

Get started
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Common mortgage questions

Many people start by determining what they can afford as a monthly payment. A common starting point is to calculate 25% of your gross monthly income to help determine a manageable monthly mortgage payment.

A lender will check your credit score and history, your debt-to-income ratio, which is a measurement of the amount of debt you have compared to your income, and take a general look at how much money you have in checking and savings accounts in order to be confident you’ll be able to pay for your mortgage, taxes, and other costs associated with buying a home.

Global Security Bank offers several low down payment options, including conventional loans (those not backed by a government agency).

Conventional fixed-rate loans are available with a down payment as low as 3%.

  • Keep in mind that with a low down payment mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. We'll explain the options available, so you can choose what works for you.
  • Talk with a Personal consultant about loan amount, loan type, property type, income, first-time homebuyer, and homebuyer education requirements to ensure eligibility.

FHA loans are available with as little as 3.5% down.

  • FHA loans have the benefit of a low down payment, but you'll want to consider all costs involved, including up-front and long-term mortgage insurance and all fees.
  • Be certain to ask your Personal consultant to help you compare the overall costs of all your home financing options.

VA loans offer low- and no-down-payment options for eligible veterans and other eligible borrowers.

Your monthly mortgage payment typically will include principal and interest on the mortgage, as well as homeowners insurance and property taxes if your mortgage payment includes escrow. Depending on your down payment and loan type, you may also have to pay private mortgage insurance as part of your monthly mortgage payment.